what it is

Remortgaging is repaying your existing mortagage and replacing it with a new one. There are two main reasons for doing this:

• To save money – lenders sometimes offer better deals to new borrowers than to existing ones, and by switching lender you can take advantage of this
• To raise capital – as your house price rises it can be used as security for additional borrowing, for example to purchase a second home or to extend your existing one.

how I can help

Whatever the reason for your remortgage, I will use my long experience to help the transaction to a swift, satisfactory and economical conclusion.

my fees

My fees are £275.00 + VAT £48.13 making a total of £323.13

In addition you can expect to pay:

• Land Registry registration fee (Scale 2)
• Land Registry search fee
• Local authority, environmental and bankruptcy search fees (depending on lender)
• Bank charge for redeeming existing mortgage.

Full details of all the amounts, and of the whole process, are in a letter that I will send if you contact me.